Case Studies Archives - Saturn Advice

02 Dec Case Study: Investing Responsibly (David & Julie)

Posted at 04:18h in

David and Julie have been Saturn clients for a number of years and have recently returned to New Zealand after working overseas. While living in Europe they had become very aware of the growing importance of investing responsibly or “ethically,” as in that part of the...

03 Apr Case Study: Transferring a UK Final Salary Scheme to a NZ ROPS (Mike)

Posted at 22:02h in

Mike’s Story It is a common view that those in a UK Final Salary Scheme should not transfer their pension to any other type of scheme. Mike, a 46 year old immigrant from the UK came to see a Saturn adviser to explore his transfer options...

24 Nov CASE STUDY: Passing on Your Wealth (Gerald’s Trust)

Posted at 22:31h in

Gerald, an elderly widower established a Trust in 2005 to provide an additional income for his niece, Mary. Gerald felt that Mary had made some ‘unfortunate’ choices over the years and he wanted to provide her with a regular income during her life. He also...

04 Oct CASE STUDY: Regular Income from an Investment Portfolio (Alan)

Posted at 02:52h in

Alan was age 68 when he was introduced to his Saturn adviser. He was fit and healthy, still working and planned to continue until he was 70. Alan had $500,000 in bank term deposits and a $300,000 rental property with an $80,000 mortgage. He also...

04 Oct CASE STUDY: Turning a Business into Retirement Income (Max & Frieda)

Posted at 02:51h in

Max had built a successful engineering business. He had hoped his son would take over the business when he retired but his son had other career plans. So when Max turned 65 he sold the business for $750,000. Max was referred to Saturn Portfolio by a...

04 Oct CASE STUDY: Getting Started (Sophie & Dave)

Posted at 02:48h in

As an engagement gift Dave’s grandmother Joyce paid for Sophie (aged 24) and Dave (25) to have a consultation with a Saturn Portfolio adviser. She wanted them to get on the right track from the beginning and was worried that they were “just drifting along”. After...

04 Oct CASE STUDY: Balancing Retirement Saving with Lifestyle (Frank & Mandy)

Posted at 02:43h in

Frank and Mandy were in their early fifties. The kids were gradually leaving the nest and their mortgage was no longer a major expense. The couple were planning their annual overseas holiday and Frank thought it would be nice if his parents came along this time....

04 Oct CASE STUDY: Diversifying a Property Investor (Malcolm)

Posted at 02:33h in

Malcolm was deeply suspicious of financial advisers and any investments outside of property. Over the years he had built up a portfolio of residential property and one commercial property. He had always done most of the management and maintenance himself. Recently some poor experiences had him...

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